Page 29 - How Australia Retires
P. 29
28 Vanguard | Retirement Attitudes Report
Saskia & husband
36 years old
Sydney, New South Wales
Saskia lives by the beach with her husband Rob and their children. She
works full time as a HR consultant. She has a strong understanding of
how much she needs in superannuation to fund her retirement and hopes
to retire in 10 years’ time in her mid-40s, relying on income from her
investment properties.
Family Financial Future and Retirement Superannuation
• Married with kids living 3 words that best describe her She strongly agrees with the
at home financial future and retirement following - “I know how much I
need in my superannuation to have
1. Balanced: I think my husband a comfortable retirement.”
Financial Situation
and I have a balanced sense of
• Household income of risk when it comes with money, Saskia feels very confident that
$230,000+ investments and savings she will be able to fund the lifestyle
• Own their home paying 2. Planned: I think long term and she wants in retirement.
off a mortage recognise I need to be patient
for myself to be in a strong Where does Saskia see herself in...
Confidence Level Financial financial situation long term 5 years’ time...
Products 3. Aware: I think about money, • Mine and my husband’s 5 year
• Shares/Equities/ Stock: my future, security a lot. plan is to have a house in the
Slight I like nice things but I have northern beaches. Our dream
always greatly appreciated is a 3 bedroom house. Also,
• Bonds: Not at all money and needing to work we’d like to have paid off our
• Exchange traded funds and respect it. I have never nor business loan, which we are on
(ETFs): Not at all will never have a family to fall track to do
back on or ask for money - so
• Managed funds/Investments: from as long as I remember I
Not at all was always aware of how In 10 years’ time…
• Savings/deposit account: hard you need to work • We want to be able to keep
Extremely our current apartment in
Sydney as an investment
• Superannuation: Slightly property and then have our
family home. Our dream is to
buy a weekender in the blue
mountains in 10 years and
have it as a money making tool
