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35        Vanguard   |   How Australia Retires








           Appendix: Methodology









           This How Australia Retires report was prepared following a robust survey conducted on behalf of Vanguard in
           late 2022, with a nationally representative sample of 1,814 Australians aged 18+ years old. Just over one fifth
           of the sample described themselves as retirees (with participants adopting their own definition of ‘retired’ for
           this purpose), with the remainder identifying as working-age Australians. The online survey aimed to better
           understand the way Australians across different age groups feel towards retirement, how they prepare for
           retirement, and the role that superannuation plays in that preparation.











































           General advice warning and disclaimers:
           This How Australia Retires report has been prepared and issued by Vanguard Investments Australia Ltd (ABN 72 072 881 086
           / AFS Licence 227263) (“Vanguard”, “we”).  Vanguard is the product issuer and the Operator of Vanguard Personal Investor.
           Vanguard Super Pty Ltd (ABN 73 643 614 386 / AFS Licence 526270 is the trustee of Vanguard Super (ABN 27 923 449 966)
           and the issuer of Vanguard Super products.  We have not taken your objectives, financial situation or needs into account
           when preparing this report so it may not be applicable to the particular situation you are considering. You should consider
           your objectives, financial situation or needs and the disclosure documents of any relevant Vanguard financial product before
           making any investment decision. Before you make any financial decision regarding a Vanguard financial product, you should
           seek professional advice from a suitably qualified adviser. A copy of the Target Market Determinations (TMD) for Vanguard’s
           financial products can be obtained at vanguard.com.au free of charge and include a description of who the financial product is
           appropriate for. You should refer to the TMD of a Vanguard financial product before making any investment decisions. You can
           access our IDPS Guide, Product Disclosure Statements, Prospectus and TMD at vanguard.com.au or by calling 1300 655 101.
           Past performance information is given for illustrative purposes only and should not be relied upon as, and is not, an indication
           of future performance. This report was prepared in good faith and we accept no liability for any errors or omissions. This How
           Australia Retires report was published in May 2023. © 2023 Vanguard Investments Australia Ltd. All rights reserved.
           HAR_052023
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