Page 18 - Best of the Best | The Only Prescription for Healthy Finances

IMPORTANT NOTICE

This document has been prepared by Montgomery Investment Management Pty
Ltd (ABN 73 139 161 701) (AFSL 354 564) (Montgomery).

The information provided in this document does not take into account your
investment objectives, financial situation or particular needs. You should consider
your own investment objectives, financial situation and particular needs before
acting upon any information provided and consider seeking advice from a
financial advisor if necessary.

Future investment performance can vary from past performance. You should not
base an investment decision simply on past performance. Past performance is not
an indicator of future performance. Investment returns reviewed in this document
are not guaranteed, and the value of an investment may rise or fall.

This document is based on information obtained from sources believed to be
reliable as at the time of compilation. However, no warranty is made as to the
accuracy, reliability or completeness of this information. Recipients should not
regard this document as a substitute for the exercise of their own judgement or for
seeking specific financial and investment advice. Any opinions expressed in this
document are subject to change without notice and Montgomery is not under any
obligation to update or keep current the information contained in this document.

To the maximum extent permitted by law, neither Montgomery, nor any of its
related bodies corporate nor any of their respective directors, officers and agents
accepts any liability or responsibility whatsoever for any direct or indirect loss or
damage of any kind which may be suffered by any recipient through relying on
anything contained in or omitted from this document or otherwise arising out of
their use of all or any part of the information contained in this document.

Montgomery, its related bodies corporate, their directors and employees may
have an interest in the securities/instruments mentioned in this document or may
advise the issuers. This document is not an offer or a solicitation of an offer to any
person to deal in any of the securities/instruments mentioned in this document.

For more information on investing with Montgomery, please contact Toby
Roberts on 02 8046 5000, or email him at troberts@montinvest.com.